Chambers Global Practice Guide: Banking & Finance 2025 - Singapore chapter by Drew & Napier

19 Jan 2026

Directors Renu Menon, May Ng, Blossom Hing, SC, and Ong Ken Loon co-authored the Singapore chapter of Chambers Global Practice Guide: Banking & Finance 2025.

The chapter provides an overview of Singapore’s loan market landscape and regulatory environment, including developments in 2025 that have influenced borrowing conditions and market sentiment. It also examines key themes shaping the financing market, such as the growth of private credit and other alternative credit providers, the expanding role of digital banks in supporting micro, small and medium enterprises, and evolving banking and finance techniques (including HoldCo structures, preferred equity, and fintech-enabled credit assessments).

The chapter further explores ESG and sustainability-linked lending, including developments tied to the Singapore-Asia Taxonomy and practical guidance supporting credible green and transition financing. It also covers core Singapore law issues relevant to financing transactions, including authorisation and licensing considerations, foreign lender, and currency/exchange control issues, structuring and documentation, security and perfection requirements, enforcement, and the impact of insolvency and restructuring processes (including moratoria under the IRDA). A dedicated section also discusses project finance trends, including continued activity in infrastructure and renewable energy and the strong momentum behind data centre financings in the region.

Please click here to read the full chapter.