Collateral Thinking Beyond Conventional Lending

30 Apr 2026

As businesses in Asia-Pacific grow and adapt to enhance resilience amidst geopolitical volatility, accessing the right type of financing becomes a critical strategic decision. In the same vein, against the backdrop of the region’s rapidly growing and evolving economies, an increasing portfolio of alternative credit is emerging to address funding demand, especially in areas where traditional lending is constrained. Beyond conventional bank loans and equity raises, there exists a sophisticated toolkit of debt financing structures designed to match particular business profiles and risk appetites.
 
This update provides a practical overview of three types of debt financing that have become increasingly prominent across the region: structured finance, leveraged finance and fund finance. While each serves distinct purposes and involves different legal and commercial mechanics, they share a common feature: they allow businesses and investors to access capital in ways that are tailored, flexible and highly efficient when properly structured.

Read the full update here.